AI helps you understand crypto. But what if the answer is wrong?

Use AI to make better comparisons

AI stands for artificial intelligence. Here we use a text assistant: you ask a question or give an instruction and receive an explanation in everyday language. You might ask it to summarise the public terms of two crypto cards, explain an unfamiliar wallet term or identify information missing from a comparison.

The useful result is an overview you can investigate further. Think about card fees, conversion fees and cashback conditions. Cashback is a reward you receive subject to certain conditions. An overview becomes useful when its figures, limits and sources are correct. Not every AI assistant can consult current websites.

A confident answer is not a completed check

The US research institute NIST describes how generative AI can present incorrect information confidently, including incorrect source references. Google likewise warns that Gemini can present inaccurate information as fact. This does not make AI useless. It means a confident tone cannot replace a check of the actual evidence.

Two chatbots agreeing do not automatically provide two independent pieces of evidence either. They may point to the same incomplete information. Ask what supports the conclusion and open the original source yourself. A working link may still lead to a page that does not support the claim being made.

Fictional example: free is not always cheaper

Noor compares two invented crypto cards for a single €500 purchase in another currency. In this example, Card A has no monthly fee but charges a 2% conversion fee. Card B costs €4 a month and charges no conversion fee for that same purchase. For this exercise, we assume the same exchange rate and no other fees or rewards.

The AI calls Card A cheaper because it is “free”. Noor opens the original terms and checks the calculation: 2% of €500 is €10. For this month and this use only, A therefore costs €10 and B €4. The €6 difference says nothing about real cards or other spending; it shows how a missing condition can reverse a comparison.

A financial benefit does not have to be a price gain. It can mean avoiding a fee or a mistake. In a real comparison, include all applicable costs and conditions, such as those attached to a cashback reward. AI can prepare the table; you check that it correctly represents your use.

Check the source, date and conditions

Source: use the official provider for prices and product terms. Open the source yourself. A blog, summary or AI answer can help you search, but it is not automatically the current price list. Ask where an unfamiliar figure came from. If there is no verifiable source, treat the comparison as incomplete.

Date: check whether the information still applies to your country and card type. An older fee or an offer for another country can lead to the wrong conclusion. The word “today” in an AI answer does not make its underlying information current.

Conditions: read what accompanies the figure. Does a reward require a minimum spend? Is a price temporary? Check the calculation as well. Apply the same habit to wallet questions: let AI explain what a network is, then verify with the receiving service which network it supports for your asset.

An instruction you can try

“Compare these two public price lists for the use I describe. List each fee and condition separately, with its source and date. Show the calculation. Identify missing information and do not fill in facts you cannot verify. Explain unfamiliar terms simply.” Share only the information needed for this exercise.

A better instruction helps you ask focused questions, but it does not guarantee a correct answer. Do not share passwords, recovery words or secret keys with a chatbot. Do not let an unverified conclusion automatically initiate a purchase or crypto transfer either. Use AI to prepare your decision, while keeping the final check in your own hands.